CASH REWARDS WITH AN EDGE

CASH REWARDS WITH AN EDGE
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U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

©2016 U.S. Bank National Association

*The 0% introductory APR applies to purchases and is valid for the first 9 billing cycles. The introductory rate does not apply to balance transfers and cash advances. Thereafter, the APR may vary and as of 12/18/2015, the undiscounted variable APR for Purchases is  12.24% – 18.24% (based on your creditworthiness). The variable APR for Balance Transfers is 12.24%  – 18.24% (based on your creditworthiness). The variable APR for cash advances is 24.24%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The Annual Fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may end your introductory APR and apply the standard APR or Penalty APR if you make a late payment, make a payment that is returned or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
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